any thing you wanted to do and by thinking to put it in tat way u actually put it in that way.. or you thought of being a doctor and u worked hard for it.. so tis thought changed your life.. any thing of this kind....
What is taht one thought which changed your life?
Well, I will try to tell a short version of a long story... I was a high-school dropout who used to do a lot of drugs as a teenager. Luckily I had a sister-in-law who prompted me to get my GED. I ended up working for years in kitchens, then moving up to factories. Along the way I kicked all of my habits including tobacco. Eventually I had a moderately well paying job as a welder, but was becoming increasingly frustrated at how little my jobs had allowed me to be creative. I had been told time and time again that %26quot;I was being paid to work, not to think%26quot;. Eventually I realized that I would be happier if I were paid to think, and had a career that required me to be creative. This was my epiphane... I applied to college and was accepted (and was even admitted into the honors program based on my entrance test scores!). I gave my job my notice and started on my BS in Biochemistry. Six years later I am in my second year of Grad School pursuing my Ph.D. in Developmental and Molecular Biology and I could not be happier!
What is taht one thought which changed your life?
I ended up in prison, and had to figure out if it was the life I wanted. I chose not to go back and work as a tax professional for a very successful firm. Even an old ex-con like me can change.
Wednesday, 26 October 2011
Can you feel or notice a big change in your life is coming?
Say you haven't planned any life changing events, but can you since that something is coming, or do you ever have that after wards thought of %26quot;I knew something was going to happen%26quot;, or are you just a fly by the seat of your pants and simple state that that's life and that's how it goes?
Can you feel or notice a big change in your life is coming?
Internal changes often telegraph themselves.
The falling piano rarely gives a warning.
Can you feel or notice a big change in your life is coming?
No, but wished I could have sensed it. Cuz I would have somehow tried to prevent what happened to me 4 months ago!
I didn't feel anything coming, but I got the royal shaft anyway. Now I am totally miserable because I have to live with something I cannot change or solve. My life is shafted, my face has been crapped on big time. That's why I am here wasting time on Y/A, it's a temporary escape from reality.
yea its our human 6th sense
That feeling of impending doom a while back unfortunetly played itself out..
Life doesn't just happen. If you pay attention enough, most things that come up could have been predicted.
They say %26quot;the calm before the storm%26quot; but the way i look at it is if there were no storms, there would also be no calms. So if it is calm, it only follows logically that a storm is a-brewin'
Well I sence changes coming because I know I'm gonna do them because I plan to soon. Otherwise no, I don't just sence changes coming out of the blue.
Can you feel or notice a big change in your life is coming?
Internal changes often telegraph themselves.
The falling piano rarely gives a warning.
Can you feel or notice a big change in your life is coming?
No, but wished I could have sensed it. Cuz I would have somehow tried to prevent what happened to me 4 months ago!
I didn't feel anything coming, but I got the royal shaft anyway. Now I am totally miserable because I have to live with something I cannot change or solve. My life is shafted, my face has been crapped on big time. That's why I am here wasting time on Y/A, it's a temporary escape from reality.
yea its our human 6th sense
That feeling of impending doom a while back unfortunetly played itself out..
Life doesn't just happen. If you pay attention enough, most things that come up could have been predicted.
They say %26quot;the calm before the storm%26quot; but the way i look at it is if there were no storms, there would also be no calms. So if it is calm, it only follows logically that a storm is a-brewin'
Well I sence changes coming because I know I'm gonna do them because I plan to soon. Otherwise no, I don't just sence changes coming out of the blue.
How would your life change if you knew for a certainty that God was dead?
In James Morrow's book, %26quot;Towing Jehovah,%26quot; God's mile-tall corpse is found floating face-down in the ocean. The book goes on to explore people's reactions to this. If God's corpse was found tomorrow and you knew for an absolute certainty that God was dead, how would your life change? Would your behaviour be any different if you knew there was no afterlife, and that no one was secretly watching you to judge your private thoughts and behaviour?
How would your life change if you knew for a certainty that God was dead?
he doesn't exist, so trust me, his corpse will never be found.
How would your life change if you knew for a certainty that God was dead?
BYoung: “Receive the exhortation and counsel of God, and profit by it; and employ the rest of your lives in good thoughts, kind words, and good works. Shall I sit down and read the Bible, the Book of Mormon, and the Book of Covenants all the time?%26quot; says one. Yes, if you please, and when you have done, you may be nothing but a sectarian after all. It is your duty to study to know everything upon the face of the earth, in addition to reading those books. We should not only study good, and its effects upon our race, but also evil, and its consequences.”
Assuming God is a person with a body, this would change nothing because I don't believe in anthropomorphic depictions of God. they are false human projections that describe limitation. What is infinte is not subject to anything finite such as a body.
There would be no question, if God was dead so would all of us be, for he sustains the universe.
If God is dead, then all of us is dead too.
How would your life change if you knew for a certainty that God was dead?
he doesn't exist, so trust me, his corpse will never be found.
How would your life change if you knew for a certainty that God was dead?
BYoung: “Receive the exhortation and counsel of God, and profit by it; and employ the rest of your lives in good thoughts, kind words, and good works. Shall I sit down and read the Bible, the Book of Mormon, and the Book of Covenants all the time?%26quot; says one. Yes, if you please, and when you have done, you may be nothing but a sectarian after all. It is your duty to study to know everything upon the face of the earth, in addition to reading those books. We should not only study good, and its effects upon our race, but also evil, and its consequences.”
Assuming God is a person with a body, this would change nothing because I don't believe in anthropomorphic depictions of God. they are false human projections that describe limitation. What is infinte is not subject to anything finite such as a body.
There would be no question, if God was dead so would all of us be, for he sustains the universe.
If God is dead, then all of us is dead too.
What changes will you bring to your life in order to change your nation?
Well. the question is as simple as water. What changes will you bring in your life to change India. What will you do to change Sinking Today into\ the glorious tomorrow.??
What changes will you bring to your life in order to change your nation?
Paul G. -%26gt; because air conditioning is the most pressing of their problems? I think i saw people desperate for Air con in the latest US AID advertisement!
What changes will you bring to your life in order to change your nation?
Stop lying to yourself that you cannot do anything.
If I had the money, I would without a doupt donate 20 million dollars to India. Then I would move their to help create fresher water, more food, and better homes.... with air conditioning. And I would live there with you guys learn your concepts and teach you anything I can, not american, but what I believe.
To change in any build up construction one has to start from top of the building by demolishing the top floors, thus we have to start with top brass while for new up coming construction one starts from base ours is not a new nation or econ my. So to change our country we have to start from the top. I am not the top.
I tighten my belt and buy a bike.
i think i need to change my attitude towards life totally.I have to think for others before thinking for my self.one thing i amdoing for some times is that none of my action should harm any one.I can do a lot to educate people through joining any organisation to make them aware of their rights and duties which is one of the most important thing.people need to have self beief that they are living in a great country which need thier attention to have better tomorrow.They should have pride that they are Indians and they are best in their field and collectively they can bring dramatic changes.
Entire Nation can never be changed .
About 40 % of population is formed of bold people,
(20% criminals %26amp; 20 % saints). Rest 60% r cowards or duffers with no fixed ideas , they go with the wind.
If govt has majority of saints , criminals go underground %26amp; 60% middlemen turn positive. So whole nation become positive.
To convert middle 60% duffers into saints group -- Either give them 1.a %26quot;satsang%26quot; ( good company of people or books or films etc ) 2.Incentive ( money or recognition) or 3. punishment has to be given.
So this change can be brought by either govt or moneyed men or religious or established vocal leaders or reputed persons / artists. One thing honest population can do easily.
They should get UNITED. In each city they should form a cooperative society. They can live in a group society where entry of criminals or dishonest can be blocked.
its 120 odd crore of people who all can bring da change,
its not 1 man show. and unfortunately none is thinking.
so all r draining in the stream
simply- what we all are doing now if we stop doing them, da change will come.
if u want an improvement in any thing u r doing then 1st of all u have full confidence in yourself.if u want a change then change yourself,your thought,vision towards the things u r looking for.b'coz the change starts 1st up to u %26amp; then your surroundings.we should live in present not in past.in our country everyone thinks for himself.none takes care about anyone.we indians need to b united with one %26amp; another.if one generates the thought into his mind then change will b definitely there in our country.
What changes will you bring to your life in order to change your nation?
Paul G. -%26gt; because air conditioning is the most pressing of their problems? I think i saw people desperate for Air con in the latest US AID advertisement!
What changes will you bring to your life in order to change your nation?
Stop lying to yourself that you cannot do anything.
If I had the money, I would without a doupt donate 20 million dollars to India. Then I would move their to help create fresher water, more food, and better homes.... with air conditioning. And I would live there with you guys learn your concepts and teach you anything I can, not american, but what I believe.
To change in any build up construction one has to start from top of the building by demolishing the top floors, thus we have to start with top brass while for new up coming construction one starts from base ours is not a new nation or econ my. So to change our country we have to start from the top. I am not the top.
I tighten my belt and buy a bike.
i think i need to change my attitude towards life totally.I have to think for others before thinking for my self.one thing i amdoing for some times is that none of my action should harm any one.I can do a lot to educate people through joining any organisation to make them aware of their rights and duties which is one of the most important thing.people need to have self beief that they are living in a great country which need thier attention to have better tomorrow.They should have pride that they are Indians and they are best in their field and collectively they can bring dramatic changes.
Entire Nation can never be changed .
About 40 % of population is formed of bold people,
(20% criminals %26amp; 20 % saints). Rest 60% r cowards or duffers with no fixed ideas , they go with the wind.
If govt has majority of saints , criminals go underground %26amp; 60% middlemen turn positive. So whole nation become positive.
To convert middle 60% duffers into saints group -- Either give them 1.a %26quot;satsang%26quot; ( good company of people or books or films etc ) 2.Incentive ( money or recognition) or 3. punishment has to be given.
So this change can be brought by either govt or moneyed men or religious or established vocal leaders or reputed persons / artists. One thing honest population can do easily.
They should get UNITED. In each city they should form a cooperative society. They can live in a group society where entry of criminals or dishonest can be blocked.
its 120 odd crore of people who all can bring da change,
its not 1 man show. and unfortunately none is thinking.
so all r draining in the stream
simply- what we all are doing now if we stop doing them, da change will come.
if u want an improvement in any thing u r doing then 1st of all u have full confidence in yourself.if u want a change then change yourself,your thought,vision towards the things u r looking for.b'coz the change starts 1st up to u %26amp; then your surroundings.we should live in present not in past.in our country everyone thinks for himself.none takes care about anyone.we indians need to b united with one %26amp; another.if one generates the thought into his mind then change will b definitely there in our country.
What was one of the biggest life changing events in your life?
good, or bad? My first was when my son Tony was born, was my happiest day of my life, then when my son Kristopher was born, %26quot;wow%26quot;, how could i possibly love another child as much as the first? but i do! then the saddest day of my life was the day my husband Larry died. I miss him so bad.
What was one of the biggest life changing events in your life?
I Agree, when my first daughter was born I was in heaven we tried for 2 years to get pg. Then GOD blessed us again and I had another daughter. That was the adjustment! We are still adjusting.
I am so sorry to hear of your lost. I can not imagine doing this alone without my husband. I pray the best for you and your children!
What was one of the biggest life changing events in your life?
when my sister was born
Biggest life changing event: when my son was born
at my age (18), it's all bad.
the first was when my parents divorced, and that was when i realized nobody in this world is perfect, and that the world pretty much sucks.
the second was when my uncle died. that was the day i realized the fragility of life. also the day i realized how incredibly corrupt people can be.
the third was when i went to college. that wasn't too long ago. this was when i realized i'm not smart enough nor am i talented enough to become what i've always wanted to become.
Two of the biggest changes happened ironically in the same year. First, when my mom was put in prison for being at the wrong place at the wrong time. And when I graduated from highschool. That enlighted my year (1999) a little bit. Thank GOD mom is now with us.
I'm 49 now, so I have a lot of life-changing events. I guess the biggest would be marriage at 18. I went from Mom and Dad to Husband; and moving out of town and far, far away. That was a lot to deal with! By the way, we are still married!
bad/my grandma who was my mother who raised me died,a part of me die that day!good/bad, i got pregnant at 14 and had my son at 15,married somebody just to give him a father figure and it was my dead sentence!i been married to him for almost five years my son its six and i had a second child from that marriage.after i got together with him i found out he was a alcoholic and i think that was one of the baddest thing that had ever happen to me, i dont have friend i come from work to home everyday and i'm 21 and its like i'm 56+home spa day Name for a black cat
What was one of the biggest life changing events in your life?
I Agree, when my first daughter was born I was in heaven we tried for 2 years to get pg. Then GOD blessed us again and I had another daughter. That was the adjustment! We are still adjusting.
I am so sorry to hear of your lost. I can not imagine doing this alone without my husband. I pray the best for you and your children!
What was one of the biggest life changing events in your life?
when my sister was born
Biggest life changing event: when my son was born
at my age (18), it's all bad.
the first was when my parents divorced, and that was when i realized nobody in this world is perfect, and that the world pretty much sucks.
the second was when my uncle died. that was the day i realized the fragility of life. also the day i realized how incredibly corrupt people can be.
the third was when i went to college. that wasn't too long ago. this was when i realized i'm not smart enough nor am i talented enough to become what i've always wanted to become.
Two of the biggest changes happened ironically in the same year. First, when my mom was put in prison for being at the wrong place at the wrong time. And when I graduated from highschool. That enlighted my year (1999) a little bit. Thank GOD mom is now with us.
I'm 49 now, so I have a lot of life-changing events. I guess the biggest would be marriage at 18. I went from Mom and Dad to Husband; and moving out of town and far, far away. That was a lot to deal with! By the way, we are still married!
bad/my grandma who was my mother who raised me died,a part of me die that day!good/bad, i got pregnant at 14 and had my son at 15,married somebody just to give him a father figure and it was my dead sentence!i been married to him for almost five years my son its six and i had a second child from that marriage.after i got together with him i found out he was a alcoholic and i think that was one of the baddest thing that had ever happen to me, i dont have friend i come from work to home everyday and i'm 21 and its like i'm 56+
What book changed your life/outlook on it?
Mine would have to be....
Saving Zoe,it's an amazing book that shows you the reality of online predators.Its great.Period.End of story.
13 Reasons Why is another amazing book.It's absolutely a depressing book,but just proves how one rumor can cause this huge snow ball effect and ruin someones life,even end it.
I think every one out there should read both of these books!
What books changed your life? /and why?
What book changed your life/outlook on it?
So Far from the Bamboo Grove by Yoko Kawashima Watkins changed my view on life because it showed me how fortunate we are and that we should not take our lives for granted.
What book changed your life/outlook on it?
twilight because you just relies something
who are the books by
Twilight but not because of the wishing there were vampires.
It changed my outlook because it showed that you really dont have to change to be a great person to others. And romance is really something to fight for because if you fall in love, and people dont believe in you but you know its real, then it really matters and you need to do what you think is right. Learning from your mistakes is also a big part of the saga, and it really showed me that being myself is the best thing I can do.
TWILIGHT!!!!!!!!!
It changed my life because now i want vampires to be real! and now i like to read. I love Edward Cullen. Hes mine.
Saving Zoe,it's an amazing book that shows you the reality of online predators.Its great.Period.End of story.
13 Reasons Why is another amazing book.It's absolutely a depressing book,but just proves how one rumor can cause this huge snow ball effect and ruin someones life,even end it.
I think every one out there should read both of these books!
What books changed your life? /and why?
What book changed your life/outlook on it?
So Far from the Bamboo Grove by Yoko Kawashima Watkins changed my view on life because it showed me how fortunate we are and that we should not take our lives for granted.
What book changed your life/outlook on it?
twilight because you just relies something
who are the books by
Twilight but not because of the wishing there were vampires.
It changed my outlook because it showed that you really dont have to change to be a great person to others. And romance is really something to fight for because if you fall in love, and people dont believe in you but you know its real, then it really matters and you need to do what you think is right. Learning from your mistakes is also a big part of the saga, and it really showed me that being myself is the best thing I can do.
TWILIGHT!!!!!!!!!
It changed my life because now i want vampires to be real! and now i like to read. I love Edward Cullen. Hes mine.
How has your life been affected by the global economic downturn?
This is a question for Australians: Have you changed your ways (or been forced to change your ways) since the economy slowed? How has your life changed in the last few months?
How has your life been affected by the global economic downturn?
It has affected us a little. More worry than anything else.
We have become more aware of our spending habits and toned it down. I have even started to buy some food at ALDI instead of Coles to save $$.
The government %26amp; media has caused this financial panic and made it worse that it should be.
This time last year we were told to stop spending or inflation would sky rocket, now we are told to spend spend spend to help the economy recover.
Its a gamble..do you save $$ in case it gets worse and you lose your job, or do you continue to spend this Xmas in hope it will help the economy.
On the postive side, the furniture and plasma's are dropping in price - just in time for our renovations!!
How has your life been affected by the global economic downturn?
I've tried to be more conservative with my money, trying to put more away in case something happens to my job. Australia hasn't been affected as much as other countries though it seems, it's all talk of doom and gloom but the really bad times haven't hit, or won't hit us as bad. I think Christmas parties and company spending is going to be minimal this festive season though.
Not at all. I live a balanced life, and dont overspend. Materialistic people are the ones who will suffer. As you have seen, the greedheads are all selling their boats and big cars.
Nothing really, we just have to watch our spending a little bit more than before.
I started to focus more on saving for a rainy day, like loosing my job. I paid out my credit card. But I still have my car loan.
I have become more conservative with my money, I am spending less, and worrying about my superannuation and savings in the bank, will they just disappear one day due to another economic meltdown?
Brilliant ..my pension has gone up as the dollar has fallen in value ..petrol has gone down and the mortgage interest rate is falling
Brilliant
The contract I was working on was closed down two weeks ago - supposed to have gone up to xmas. Then the company laid off 20 people.
So I'm now unemployed for the first time in absolutely ages and the job market in Sydney is impossible right now... Just before the summer holiday. Great stuff...
We'd already put all our savings into term deposits at the high rates guessing that interest rates were about to drop, so for once, we did well. As for the rest of it, I'm not spending anything unless I really really have to, and we've changed our supermarket habits to buy only absolute necessities. No more little treats.
We're not eating out like we used to - used to be once a week, now it's maybe once a month. I've suspended my gym membership, cancelled my credit card (don't want the temptation), and stopped meeting friends for coffee - round my house or round theirs is fine, but $4 every time when it's four or five times a week, or more, and it all adds up.
We're also not spending on booze or going out for drinks. We'll drink what we have in the house, but when that's finished...
I'd already bought the xmas presents I needed to buy, so that won't be affected (not that I ever spend much anyway). We're driving to Melbourne for xmas to visit family, thankful that the price of petrol has dropped to a dollar a litre.
My partner's still working, so we have money coming in. But I'm used to having ready cash all the time and not spending savings... will be hard to get used to!
I manage a branch of a medium sized company in Victor Harbor SA.
Most businesses here report around a 25% drop in income.
My November has been a disaster.
My income is down over 80% and I have been here over 2 years now.
I have no orders for Christmas when normally I would be inundated with orders and chasing them daily.
It is quite frightening as obviously my job will be on the line very soon if business doesn't pick up.
So merry Christmas to everyone and good luck to us all.. We'll need it.
Cheers.
Working in sales position, poor sales return in the last few months %26amp; staff put off in all areas, including myself.
In general, business %26amp; small business finding the public not spending on items as the trend in the past few years.
Car industry also suffering due to poor economic influences.
No change whatsoever. All abundance in one's life is directly correlated with ones thoughts about it. This is a much bigger picture than what it appears.If your'e interested in improving the abundance in your life then a great read is Money and The Law of Attraction by Ester and Jerry Hicks. You will need an open mind but if you don't have one of those already you are sure to go down with the negativity of the current global financial market.
living alongside the Amish and the Mennonites here in Southern Michigan. Also having a friend in the 4-H things are about par, the two party system has been re-established, things look to be solid
Personally nothing is different. I live week to week as it is and have done for some time now so I'm used to it. I'm a great budgeter and bargain hunter so I don't think things will hit me too badly but others may not be so lucky. I don't think the severity of it all will hit us until around February next year, that's when we'll all need to start pinching penny's - maybe in an attempt to make them preform mitosis and make copies of themselves!
I have a girlfriend who lives in Japan so am constantly travelling over there. When I last visited in July 1AUD=100JPY but now, 1AUD=62JPY so my money has seen a 38% decrease against the Japanese Yen. Therefore I can't travel there as often. I was going to go on exchange as a student, but it may prove to be too expensive now.
We are are family of three and one due next June we are not materialistic people we just like to live comfortable we do not smoke but do drink from time to time but do like to have weekends away or go to nice restaurants and we started making significant decisions about five months ago we cut down on Fox-tel package we sold one car we got debt free of two credit cards have changed the boy school for next year as he is private and they raised the school fees by a whooping 9% made more payments on mortgage and started saving we told family and friends no x-mas presents this year only for the kids and a min of $30.00 and one present only if they wished to give more we asked for the boy's school fund! we have cut our electricity cost by $40.00 per quarter our shopping habits have also changed and nothing to be bought unless it is absolutely necessary our combined income is above $100,000.00 P/A so to those who say nothing has changed wake-up and get in with the times obviously you do not have a family or mortgage and you live at home with mummy and daddy and bloodging of them.The worst is yet to come!
Overtime which has been consistant for a couple of years has now been cut right back due to slower demand for product, thus reducing net income by about $250 per week. One small consellation is the fuel and mortgage interest rate has come down a little bit, but no doubt it will be up again some time in the future.
Just got to tighten the purse strings a bit more.
My Life has not changed in the slightest, Thankyou!!
I lost my job which was in recruitment, in fact everyone did and the office shut up shop! Unfortunately I am one of many particularly in the recruitment industry and many friends who still have thier jobs say its very stressful and people are being let go everyday and there are no jobs coming in :(
not much because we respect mother earth.lol
it is always up and down
So far I have not been affected by the market meltdown, although I expect it will certainly soon to start to take a toll
It hasn't
Petrol is cheap. The shops have stuff on discount. Our mortgage is less than before. Its great.
It hasn't affected us as yet. Interest rates were never a problem as we're renting. Our larger family car was written off 3 months ago, and we've replaced that with a smaller car, which costs even less to run now due to the price of fuel falling. Both myself and my husband still have our jobs, and because of the jobs we are in, we won't be unemployed unless it is our own doing.
We are more careful with our money, but I wouldn't say our lives have been affected negatively in any way.
Working in a large recruitment company; number of people we payroll on a weekly basis has not dropped yet!! It鈥檚 more about panic at this stage! it would help if the media could just stop talking about it too much
lol, nothing really
But my family is looking forward to buy a house this year, since the interest rate going down; beside the money we pay for rents probably more than the money we're going to pay for the bank every month.
Plus my mom used around $50k buy shareholders and stuffs, she kinda lost everythin because market slowed :
|The only thing that has changed is that I now have a recession-proof business I run from home in which I help families reclaim their time together and have a recession-proof income themselves....this is not MLM and I only accept serious and motivated people who want a change in their personal and financial life.
not one lil bit! im spendin as much now as i eva have! i pay all my bills on time, eat well, run my car %26amp; pay rent (on my own mite i add) %26amp; still have plenty left over. sux 2 b others :D
I haven't been affected that much yet. I earn enough to survive and not much more, no loans or stocks to worry about, thankfully.
However it will affect my future spending habits. For example I was going to learn how to scuba dive, now I consider that a luxury. There are more important things to save for.
This so called global downturn has not affected my lifestyle whatsoever. I have a family of 6 and we have not had to change anything, we still live a full life and go to movies, go travelling, go out to dinner, have take away food several times a week ETC etc.... I don't know what your all on about global this global that blah blah blah........
Ummmm..... I don't think that my life has changed much....But yeah...I am pretty happy that the petrol prices have gone really low.....But otherwise...I think my life is still the same and i guess the reason behind it is because the effect of Global Financial Crisis isnt that high compared to other countries such as India, America, Thailand, Malaysia Etc...
We will never be truly informed about the scale of the global financial meltdown as long as the media in Australia insists on putting stories about (AFL) footballers/cricketers as headline news. Ignorance is bliss, maybe, but my opinion is that we are living in an deceptively safe bubble. Hate to say it but wait til reality hits in the New Year.
Sorry not really answering your question just responding to some of the above answers.
Financially, I am better off than ever. What has changed is that because there is so much negitivity out there, I have put off some purchases untill I know the worst is behind us. And I know that threatens the economy because if even people with money dont spend, then the downturn becomes worse.
How has your life been affected by the global economic downturn?
It has affected us a little. More worry than anything else.
We have become more aware of our spending habits and toned it down. I have even started to buy some food at ALDI instead of Coles to save $$.
The government %26amp; media has caused this financial panic and made it worse that it should be.
This time last year we were told to stop spending or inflation would sky rocket, now we are told to spend spend spend to help the economy recover.
Its a gamble..do you save $$ in case it gets worse and you lose your job, or do you continue to spend this Xmas in hope it will help the economy.
On the postive side, the furniture and plasma's are dropping in price - just in time for our renovations!!
How has your life been affected by the global economic downturn?
I've tried to be more conservative with my money, trying to put more away in case something happens to my job. Australia hasn't been affected as much as other countries though it seems, it's all talk of doom and gloom but the really bad times haven't hit, or won't hit us as bad. I think Christmas parties and company spending is going to be minimal this festive season though.
Not at all. I live a balanced life, and dont overspend. Materialistic people are the ones who will suffer. As you have seen, the greedheads are all selling their boats and big cars.
Nothing really, we just have to watch our spending a little bit more than before.
I started to focus more on saving for a rainy day, like loosing my job. I paid out my credit card. But I still have my car loan.
I have become more conservative with my money, I am spending less, and worrying about my superannuation and savings in the bank, will they just disappear one day due to another economic meltdown?
Brilliant ..my pension has gone up as the dollar has fallen in value ..petrol has gone down and the mortgage interest rate is falling
Brilliant
The contract I was working on was closed down two weeks ago - supposed to have gone up to xmas. Then the company laid off 20 people.
So I'm now unemployed for the first time in absolutely ages and the job market in Sydney is impossible right now... Just before the summer holiday. Great stuff...
We'd already put all our savings into term deposits at the high rates guessing that interest rates were about to drop, so for once, we did well. As for the rest of it, I'm not spending anything unless I really really have to, and we've changed our supermarket habits to buy only absolute necessities. No more little treats.
We're not eating out like we used to - used to be once a week, now it's maybe once a month. I've suspended my gym membership, cancelled my credit card (don't want the temptation), and stopped meeting friends for coffee - round my house or round theirs is fine, but $4 every time when it's four or five times a week, or more, and it all adds up.
We're also not spending on booze or going out for drinks. We'll drink what we have in the house, but when that's finished...
I'd already bought the xmas presents I needed to buy, so that won't be affected (not that I ever spend much anyway). We're driving to Melbourne for xmas to visit family, thankful that the price of petrol has dropped to a dollar a litre.
My partner's still working, so we have money coming in. But I'm used to having ready cash all the time and not spending savings... will be hard to get used to!
I manage a branch of a medium sized company in Victor Harbor SA.
Most businesses here report around a 25% drop in income.
My November has been a disaster.
My income is down over 80% and I have been here over 2 years now.
I have no orders for Christmas when normally I would be inundated with orders and chasing them daily.
It is quite frightening as obviously my job will be on the line very soon if business doesn't pick up.
So merry Christmas to everyone and good luck to us all.. We'll need it.
Cheers.
Working in sales position, poor sales return in the last few months %26amp; staff put off in all areas, including myself.
In general, business %26amp; small business finding the public not spending on items as the trend in the past few years.
Car industry also suffering due to poor economic influences.
No change whatsoever. All abundance in one's life is directly correlated with ones thoughts about it. This is a much bigger picture than what it appears.If your'e interested in improving the abundance in your life then a great read is Money and The Law of Attraction by Ester and Jerry Hicks. You will need an open mind but if you don't have one of those already you are sure to go down with the negativity of the current global financial market.
living alongside the Amish and the Mennonites here in Southern Michigan. Also having a friend in the 4-H things are about par, the two party system has been re-established, things look to be solid
Personally nothing is different. I live week to week as it is and have done for some time now so I'm used to it. I'm a great budgeter and bargain hunter so I don't think things will hit me too badly but others may not be so lucky. I don't think the severity of it all will hit us until around February next year, that's when we'll all need to start pinching penny's - maybe in an attempt to make them preform mitosis and make copies of themselves!
I have a girlfriend who lives in Japan so am constantly travelling over there. When I last visited in July 1AUD=100JPY but now, 1AUD=62JPY so my money has seen a 38% decrease against the Japanese Yen. Therefore I can't travel there as often. I was going to go on exchange as a student, but it may prove to be too expensive now.
We are are family of three and one due next June we are not materialistic people we just like to live comfortable we do not smoke but do drink from time to time but do like to have weekends away or go to nice restaurants and we started making significant decisions about five months ago we cut down on Fox-tel package we sold one car we got debt free of two credit cards have changed the boy school for next year as he is private and they raised the school fees by a whooping 9% made more payments on mortgage and started saving we told family and friends no x-mas presents this year only for the kids and a min of $30.00 and one present only if they wished to give more we asked for the boy's school fund! we have cut our electricity cost by $40.00 per quarter our shopping habits have also changed and nothing to be bought unless it is absolutely necessary our combined income is above $100,000.00 P/A so to those who say nothing has changed wake-up and get in with the times obviously you do not have a family or mortgage and you live at home with mummy and daddy and bloodging of them.The worst is yet to come!
Overtime which has been consistant for a couple of years has now been cut right back due to slower demand for product, thus reducing net income by about $250 per week. One small consellation is the fuel and mortgage interest rate has come down a little bit, but no doubt it will be up again some time in the future.
Just got to tighten the purse strings a bit more.
My Life has not changed in the slightest, Thankyou!!
I lost my job which was in recruitment, in fact everyone did and the office shut up shop! Unfortunately I am one of many particularly in the recruitment industry and many friends who still have thier jobs say its very stressful and people are being let go everyday and there are no jobs coming in :(
not much because we respect mother earth.lol
it is always up and down
So far I have not been affected by the market meltdown, although I expect it will certainly soon to start to take a toll
It hasn't
Petrol is cheap. The shops have stuff on discount. Our mortgage is less than before. Its great.
It hasn't affected us as yet. Interest rates were never a problem as we're renting. Our larger family car was written off 3 months ago, and we've replaced that with a smaller car, which costs even less to run now due to the price of fuel falling. Both myself and my husband still have our jobs, and because of the jobs we are in, we won't be unemployed unless it is our own doing.
We are more careful with our money, but I wouldn't say our lives have been affected negatively in any way.
Working in a large recruitment company; number of people we payroll on a weekly basis has not dropped yet!! It鈥檚 more about panic at this stage! it would help if the media could just stop talking about it too much
lol, nothing really
But my family is looking forward to buy a house this year, since the interest rate going down; beside the money we pay for rents probably more than the money we're going to pay for the bank every month.
Plus my mom used around $50k buy shareholders and stuffs, she kinda lost everythin because market slowed :
|The only thing that has changed is that I now have a recession-proof business I run from home in which I help families reclaim their time together and have a recession-proof income themselves....this is not MLM and I only accept serious and motivated people who want a change in their personal and financial life.
not one lil bit! im spendin as much now as i eva have! i pay all my bills on time, eat well, run my car %26amp; pay rent (on my own mite i add) %26amp; still have plenty left over. sux 2 b others :D
I haven't been affected that much yet. I earn enough to survive and not much more, no loans or stocks to worry about, thankfully.
However it will affect my future spending habits. For example I was going to learn how to scuba dive, now I consider that a luxury. There are more important things to save for.
This so called global downturn has not affected my lifestyle whatsoever. I have a family of 6 and we have not had to change anything, we still live a full life and go to movies, go travelling, go out to dinner, have take away food several times a week ETC etc.... I don't know what your all on about global this global that blah blah blah........
Ummmm..... I don't think that my life has changed much....But yeah...I am pretty happy that the petrol prices have gone really low.....But otherwise...I think my life is still the same and i guess the reason behind it is because the effect of Global Financial Crisis isnt that high compared to other countries such as India, America, Thailand, Malaysia Etc...
We will never be truly informed about the scale of the global financial meltdown as long as the media in Australia insists on putting stories about (AFL) footballers/cricketers as headline news. Ignorance is bliss, maybe, but my opinion is that we are living in an deceptively safe bubble. Hate to say it but wait til reality hits in the New Year.
Sorry not really answering your question just responding to some of the above answers.
Financially, I am better off than ever. What has changed is that because there is so much negitivity out there, I have put off some purchases untill I know the worst is behind us. And I know that threatens the economy because if even people with money dont spend, then the downturn becomes worse.
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